Yes! You can pay off your vehicle early at any time with no penalties. Early payoff means you’ll own your vehicle sooner and avoid additional rental fees.
What if I miss a payment?
We understand that life happens. If you miss a payment, please contact us as soon as possible to make arrangements. Communication is key—late fees may apply.
Is insurance included?
No, insurance is not included. You are responsible for maintaining full coverage insurance on the vehicle during the rental period. Proof of insurance is required before taking possession.
Do I need good credit?
Not at all! Our program is designed to help people with no credit or less-than-perfect credit, hence why we do not check credit!
Can I switch vehicles later?
No, switching to a different vehicle means starting over with a new rent-to-own agreement. Each vehicle has its own terms and payment schedule, so if you choose to switch, your previous payments won’t carry over. We recommend selecting a vehicle that fits your needs for the full term of the program.
How long is the rent-to-own term?
Most agreements range from 12 to 36 months, depending on the vehicle and payment plan you choose. We’ll go over all the details before you sign.
Can I use the vehicle for rideshare or delivery?
No, our vehicles are intended for personal use only. Using them for commercial purposes like Uber, Lyft, or delivery services may violate the agreement.
What happens after I complete all the payments?
Once your final payment is made and the agreement is fulfilled, the vehicle is officially yours! We’ll provide all the paperwork to transfer ownership into your name.
Do you report to credit bureaus?
No, we do not report to credit bureaus. Since we don’t check your credit to qualify, we also don’t report your payments. Our focus is on providing an easy path to vehicle ownership—no credit check required.